You’re in the drivers seat and the road ahead is full of exciting possibilities. But there are unexpected bumps in the road that you can’t control and accidents happen no matter how careful you are.
If you damage someone’s car or property in an accident, your property damage liability coverage would pay to repair or replace it, up to the liability limit your purchased. If the accident involved a collision with another car, your collision coverage would pay for the damage to your car, no matter who caused the accident less your deductible.
Your comprehensive coverage would pay for non-collision type damage to your car caused by fire, theft, vandalism, contact with animals, glass breakage and many other hazards less your deductible.
If you cause an accident and someone gets hurt, your bodily injury liability coverage would pay for the claim up to the limit you purchased. If someone gets hurt in your car, your medical expense protection would pay for their medical expenses up to the limit you purchased.