Personal Insurance is generally thought to include the following types of insurance products for individuals (as opposed to businesses):
Homeowners Insurance – Insurance to protect you from loss of your dwelling and your personal property, as well as protection from liability claims arising on your premises.
Automobile Insurance – Insurance to protect you from loss of your vehicle from accident, theft and other named causes, as well as protection from lawsuits arising out of a liability situation.
Other forms of Personal Insurance are often separated into their own categories. They may include Personal Umbrella Liability Insurance, Personal Water Craft Insurance, Flood Insurance, Life Insurance, Health Insurance and Disability Insurance.